Individual Stocks vs. Index Funds | PPhREI Network Roundup | 5-26-2023

by The Darwinian Doctor

In this PPhREI Network Roundup, we discuss the 1031 exchange, a lending solution for doctors and dentists, and the wisdom of index fund investing.

This post may contain affiliate links.

Carpe Diem MD

As I strategize about scaling up my investments this year, capital concerns occupy a lot of my mindspace right now. Where should I draw the funds for the initial down payment for properties? When it comes to the purchase of a large asset, minimum capital needs can be quite significant.

The options include everything from equity in our current portfolio to cashing out my retirement funds. A 1031 exchange might be a more prudent option, though. It allows for the full recycling of equity in a property, plus the avoidance of capital gains taxes. The downside is that you need to sell the property, with all the associated costs. There are other stipulations like strict timelines to consider as well.

This post from Dr. Ian Cook goes into some of the particulars of both a 1031 exchange and a “reverse” 1031 exchange.

Read all about it on the Carpe Diem MD blog: 1031 Exchange vs the “Reverse” 1031 Exchange

The Darwinian Doctor

This week, I shared a private lending option made specifically for medical professionals, specifically dentists and physicians. Doc2Doc Lending was co-created by a physician who saw a need for a lender that understands the particular challenges that medical professionals face. To put it simply, doctors and dentists are awful on paper early in their careers, but are good long term bets.

Read all about it on the Darwinian Doctor blog: Doc2Doc Lending: A Solution for Physicians and Dentists

The Prudent Plastic Surgeon

Dr. Frey and I see eye-to-eye on a variety of topics, and this one is no exception. He and I both agree that we are not the best stock pickers! I experienced this first hand when my individual stocks soared (then crashed) over the last few years. This experience has been a great learning experience and cemented my knowledge that index funds are a far better way for most of us to invest in the stock market.

Dr. Frey has five reasons why he agrees with me in his post this week. He touches on important factors like stress and ease of investment in his post.

Read the entire post on the Prudent Plastic Surgeon blog: 5 Reasons Index Fund Investing is Better than Stock Picking

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