Student Loan Refinancing

Student loan refinancing means replacing your current student loans with a new loan from a private lender. This can be a good idea if the new loan has a lower interest rate or better repayment terms.

This new loan can help you pay off your student loans significantly faster or decrease your monthly payments so you have more money to save or invest.

I’ve looked at a number of student loan refinancing options. Below, this is the option that I found had the best interest rates and terms.


Credible is an online marketplace that provides borrowers with competitive, personalized loan offers from multiple, vetted lenders in real time. When I wanted to refinance my student loans, it found me the best rates available.

I’ve negotiated a bonus for everyone who refinances their student loans using the Darwinian Doctor affiliate link.

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Since everyone is different, it may not be appropriate to generalize my doctorly advice to your own situation. Please run all medical, life, and financial advice by your own physician or financial professionals before applying it to your own life! Consider all information for your entertainment only!

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